Unless you are in a position to pay all cash for your home, you will need to obtain a home loan (mortgage) to complete
the purchase. I will assist you in this process to help ensure that you obtain the financing that meets your needs.
- Being pre-approved for a loan before you submit an off will put you in a stronger negotiating position, and can save time in the loan-approval process.
- I can put you in touch with experienced loan officers at leading mortgage companies. Your loan officer will be your principal guide through the financing process.
- Various financing options may be available to you, including:
– Fixed-rate mortgage
– Adjustable-rate mortgage (ARM)
– Government-assisted (FHA or VA) financing
– Seller-assisted financing
- You can expect the lender to ask for standard information regarding your income, expenses and obligations.