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Financing Your Home Purchase

Unless you are in a position to pay all cash for your home, you will need to obtain a home loan (mortgage) to complete
the purchase. I will assist you in this process to help ensure that you obtain the financing that meets your needs.

  • Being pre-approved for a loan before you submit an off will put you in a stronger negotiating position, and can save time in the loan-approval process.
  • I can put you in touch with experienced loan officers at leading mortgage companies. Your loan officer will be your principal guide through the financing process.
  • Various financing options may be available to you, including:
    – Fixed-rate mortgage
    – Adjustable-rate mortgage (ARM)
    – Government-assisted (FHA or VA) financing
    – Seller-assisted financing
  • You can expect the lender to ask for standard information regarding your income, expenses and obligations.